Nothing beats the feeling of waking up to the first day in your new Sedona home.
Looking around the room you realize, that just a few months ago this was still a dream, but now these walls, doors and windows all belong to you, you are out of the dream and fully into the experience of owning a piece of Sedona.
However, the process to get to this point can sometimes be intimidating and confusing. As an experienced real estate agent, I am here to guide you through the entire process from selecting the right home, to closing at the right price. I will help you shop for the best rates, terms and can even suggest mortgage lenders. We recommend you work with a local lender as they are familiar with the characteristics of Sedona homes and with our escrow companies.
As your Sedona re-location specialist, I pre-view homes and take video and additional pictures for you of any homes that you see that looks like a good fit so you can get the real feel of the home. You know before jumping on a plane to view the home, that it has good potential to meet your expectations.
Before Purchasing a Home
Check Your Credit
Get copies of your credit report. If need be, clean it up. Remember, the higher your credit score, the better your loan interest rate. You should check all the three major credit reporting companies: Experian, Equifax and TransUnion, as each may have slightly different information.
Determine your price range before you consider the areas you would like to live, so you can look at homes only in your budget. Sedona has 6 areas surrounded by National Forest and beautiful red rocks to choose from. If you want trees and water consider the Oak creek Canyon area. Do you want to be close to entertainment and shopping, then consider West Sedona or Uptown. You love being out just a little and love to hike and bike consider the Loop or Chapel areas. Are you a golfer – then the Village of Oak Creek offers 3 different courses to bring your game on.
Find a Lender
Most people have to take out a loan to buy a home, and you want to be prepared to make a purchase offer as soon as you find a home you’re interested in. So, you want to make sure that you are approved for a loan before you look at homes. If you need help finding a lender, I can recommend trusted lenders in your area.
The details count when looking for the perfect home. If you have children, you will want to consider the school districts in the area. Do you want more bedrooms or bathrooms? Would you prefer a newer or older home? These are all things to keep in mind when looking for your new home.
Found Your Home?
When you find the home you want to buy, I’m ready to prepare a written offer. Since I’m familiar with market value, I’ll help you arrive at a price that gives your offer the best chance of being accepted.
Once Your Offer is Accepted
After your offer is accepted, you’ll have a grace period to get the house professionally inspected. This is the time to request repairs, a discount in the agreed upon price or choose to move on.
The next step is to verify that the terms and conditions on your loan are accurate, and your closing documents are in order. We have several top Escrow companies in the area to meet your needs.
Now that you’ve obtained your home, the next step is moving arrangements. If you plan on hiring a professional mover, schedule accordingly. I can also suggest reputable companies. Don’t forget to submit a change of address form and contact the local utility companies before you close on your new home, it is great to come home to running water and electricity